Shaoxing County Microfinance Companies Self Discipline Convention

To ensure the orderly and fair market environment of small loan companies, we guarantee small loan companies in our county.

The first is to strictly implement the relevant national and local financial policies and policies, and carry out business under the principle of equality, voluntariness, fairness and honesty and credibility, so as not to damage national interests, social and public interests, customer interests and industrial interests.

The second is to abide by the principle of fair competition, maintain normal market order, abide by business ethics, and engage in unfair business practices such as denigrating the business reputation of other units in the industry, disrupt the normal operation order, and eliminate vicious competition and market monopoly.

Third, strictly enforce the state and local financing, interest rates and other provisions, shall not absorb or take deposits in disguise, not in any form of illegal fund-raising, shall not charge higher than the national interest rate cap, shall not in any form in disguised form using third party companies or individuals with interest related to higher than the financial authorities of the upper limit of interest rates.

Fourth, adhere to the principle of "small and scattered", adhere to the service of "three rural" and small and micro enterprises.

A small household loan of less than 1 million yuan or a breeding loan should not be less than 70%.

The fifth is to establish and improve various loan management systems.

Improve corporate governance and internal control mechanisms to enhance risk management capabilities.

Establish a major accountability system and establish a long-term mechanism to prevent case risks.

We need to tighten up loan management and not allow illegal lending and illegal lending.

Sixth, we should strengthen the cultural construction and professional ethics construction of small loan companies, jointly safeguard the good image of the industry in the whole society and orderly flow of normal personnel, and not employ the workers who have not yet terminate the labor contract with the original units and other persons who are not allowed to employ according to law.

Seventh, according to the Convention, the county finance office and the County Bureau of industry and Commerce regularly organize and supervise the implementation of the Convention on small loan companies within the county.

If the violation of this Convention is carried out, it may be ordered to make rectification within a prescribed time limit, and within the scope of criticism according to the degree of breach of contract, and shall be subject to social supervision.

Shaoxing Huijin small loan Limited by Share Ltd

Shaoxing Yongli small loan Limited by Share Ltd

Shaoxing Fubang microfinance Co., Ltd.

Shaoxing Hualian microfinance Limited by Share Ltd (chips)

Shaoxing County Sheng Xin Small Loan Company Limited (chips)